With 2017 taxes hopefully out of the way, the new Tax Cuts and Jobs Act is set to take place for next year’s taxes. I will address this more fully as we approach next year’s deadline, but wanted to give a very quick overview on the major changes the new tax law brings so you can get a head start on understanding any potential impacts.
Read MoreWelcome back to another installment of Financial Literacy Friday! I hope last week’s blog was helpful to some of you, and I’m excited about continuing on this week with mutual funds.
Read MoreToday I wanted to talk about a major problem that people in the US are having with retirement accounts that can be fixed by being diligent and aware as you enter the workforce. The issue is not about not having saved enough for retirement, although that is an issue, but more that people lose track of retirement accounts and pensions.
Read MoreWith all the volatility that’s been happening in the markets recently, I wanted to remind everyone to not get caught up in the headlines and financial news shows.
Read MoreToday I wanted to delve a bit into psychology and show how you can avoid pitfalls in your financial life by being aware of how your brain thinks.
Read MoreI wanted to write about something that has likely slipped under the radar of current events, which seems to be pretty easy to do these days. The Consumer Financial Protection Bureau (CFPB) which oversees the regulation of auto loans, credit cards, and other forms of consumer credit is vastly reducing its enforcement activities, thanks in part to the Congressional Review Act (CRA).
Read MoreToday I wanted to switch up my focus a little and talk about some of the basics of the financial world in what I’m calling Financial Literacy Friday. This will be an ongoing feature on Friday’s as I go over and explain various terms and concepts within finance.
Read MoreA common concern I hear is “I’m worried about the economy, how should I tailor my investments to match that fear?” so today I’m going explore the link between economic growth and equity returns. Looking at historical returns of equities as compared to the growth of that country’s GDP, we see that the link between the two is quite weak.
Read MoreI wanted to give a quick rundown of the broad styles of investment management as well as outline the method I use to manage investments. These two styles are generally called active and passive, but I prefer the terms conventional and evidence based as it more accurately describes each process.
Read MoreI wanted to shed some light on some news that likely passed under most people’s radar, but could have a very large impact in how the financial services industry operates with clients.
Read MoreAs the weather is finally turning nice in Portland, it makes me excited to venture out into the great natural beauty of Oregon. Like many in my generation, I greatly appreciate the outdoors and have a passion for sustainability.
Read MoreToday will be a short post as I have posted Head to Toe’s Quarterly Market Report under the Resources section of the website, and encourage you to take a look.
Read MoreOne of the big headlines that’s dominated the financial news for the past several weeks has been the looming trade war between the US and China. While this issue is intensely complicated and affects the global economy, it may not always be in the ways you would think.
Read MoreSaving for retirement is greatly important for being able to have choice later in life, but is also difficult for many in generations X,Y, and millennials because it isn’t a defined and pressing need.
Read MoreI wanted to post a quick update on the economy, if that’s possible, and important factors both positive and negative. President Trump has been touting the economic impact his presidency has brought, and while there are some areas in which that has been the case, it doesn’t tell the whole story.
Read MoreI have mentioned Dimensional Fund Advisors on this blog, but I wanted to share why they strike such a chord with me and why I believe their approach matches that of the medical field.
Read MoreWhen most people think of the stock market, what they’re thinking about is the S&P 500 index which is weighted towards larger companies. While it does provide a good snapshot of the US economy, to say that just investing in the S&P is all you should consider is shortsighted.
Read MoreI wanted to share this video on why having an objective third party to guide your financial decisions is important.
Read MoreI wanted to touch on a key aspect of getting your financial situation under control and that is creating an emergency fund. While many people may know about their importance, there’s always value in hammering home the fundamentals.
Read MoreCredit card debt has become increasingly commonplace, and while credit cards can be very useful, the debt that comes with it can be devastating. Most credit card interest rates come out around 15% but can certainly go higher to 20%.
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