Fee Only Pricing
Head to Toe's pricing structure is Fee-Only, which means that we are upfront with our costs and do not accept any fees or compensation based on product sales. Whether you pursuing financial planning, our advisory services or a comprehensive plan we will be open and honest about what our costs will be. We do not accept product commissions, referral fees or any other sort of kickbacks. This means that you as the client will always come first and that we will have no incentives beyond providing you with the best possible service.
As part of our services we are available to help connect you to other services that will suit your financial needs.
Project based Financial Planning
Financial Plans act as road maps to building wealth. At Head to Toe we want to ensure your success and want to build you a comprehensive financial plan that is focused on your goals. Financial planning is a lifelong process and your goals will change over time. Head to Toe will help you focus on what is important to you and help you find your path to making those goals a reality.
Our project-based Financial Planning is available at a negotiable fixed fee ranging from $750-$1,500 based on complexity.
Investment Advisory Services
When creating an investment plan for you, Head to Toe will be focusing on making sure that your plan is aligned with your goals. We will spend the time during our initial meetings to get to know you so that we understand what is the best approach when investing your assets. You can count on us for balanced long-term management of your money.
We offer Investment Advisory Services via an annual fee on assets under management with a maximum fee of 1% up to $500,000, between $500000-$1mm it's .85%, and over 1mm it's .65%.
Comprehensive Financial Planning Service
As your partners in the financial world we help you make the best decisions that you can with your money. By choosing a comprehensive service that combines both Financial Planning and Investment Management you are ensuring that we will be with you to make informed decisions about what is happening with your assets. As life changes we will be right with you to make sure that you are moving towards your goals.
Our process will start off with a discussion to find out what matters the most to you and gaining a better understanding of how your income and current assets can work on reaching your goals. We will then work with you to better define your goals in the short-term, mid-term and long term so that we can create a timeline. Next, we will create a list of action items that you can take to further yourself along this path. We will be your accountability partner on this journey, making sure that you are moving towards the financial future that you want.
Upfront cost of $1,000-$3,000 based on complexity with an ongoing monthly retainer of $100-$250 depending on complexity and needs of the client.